Build Your Dream Property with Our Construction-Only LoansAt Fintech Financial Solutions, we understand that constructing a property from the ground up requires substantial financial support. Our Construction-Only Loans are designed to provide you with the necessary funds to finance the construction of your residential or commercial property. With competitive rates, flexible terms, and a hassle-free application process, we make property construction accessible and achievable.
1.Competitive Interest Rates: We offer attractive interest rates to make your construction loan affordable and manageable.
2.Flexible Repayment Terms: Choose a repayment term that suits your financial situation, with options ranging from 5 to 20 years.
3.High Loan Amounts: We provide high loan amounts to cover the cost of your construction project.
4.Quick and Easy Application Process: Our streamlined application process ensures that you can apply for a purchase-only loan quickly and easily, with minimal paperwork.
5.Transparent Terms and Conditions: We believe in transparency, and our loan terms and conditions are clearly outlined to ensure you understand every aspect of your loan.
• You must have a good credit history
• Nature of Employment: Salaried employee of a public or private organization, or Self-employed professional.
• You must be able to provide collateral, such as property or equipment
• Age: Minimum of 21 years at the time of application and Maximum of 65 years by the time of loan maturity.
• Nationality: Resident Indian
• Income : Minimum monthly income based on the location and type of employment.
•Credit Score: 750 or above, with a good credit history.
• Work Experience: Overall work experience: At least 1 year and In current organization: At least 6 months
At Fintech ,documentation for construction only loan applications involves basic KYC documents(PAN, address proof) bank statements and Personal documents. Here is a list for quick references
SALARIED | SELF EMPLOYED |
PAY SLIP LAST 3 MONTHS | GST CERTIFICATE |
BANK STATEMENT LAST 6 MONTH | GST 3B RETURNS LAST ONE YEAR |
EMPOLYEE ID CARD | ITR LAST 3 YEARS |
FROM 16 (LAST 2 YEAR). | BANK STATEMENT LAST ONE YEAR TO TILL DATE AND MSME/UDHAYAM |
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